Free tools to help you plan and save

Understand your household costs, explore your mortgage and savings, and make a plan that works for you.

Bills & everyday spending

Energy Calculator

Find out what your appliances cost to run each day, month and year.

Subscription Cost Calculator

Add up your subscriptions and see what you could save by cancelling a few.

Household Budget Planner

Add your household income and outgoings to see what’s left each month.

Savings & planning

Savings Calculator

See how regular savings could grow and how much interest you could earn.

Savings Goal Calculator

Set a savings target and see how much to put aside each month to reach it.

Emergency Fund Calculator

Work out a fund to cover your essential costs and see how much you still need to save.

Mortgages & moving

Mortgage Affordability

Explore monthly mortgage repayments with different deposits, rates and terms.

Mortgage Overpayment

See how extra payments could save interest and help you pay off your mortgage sooner.

Home-move Checklist

Create a personalised moving timeline and tick off the essentials before, during and after your move.

Broadband & connectivity

Broadband Speed Test

Check your broadband speed and see how your connection performs.

What Broadband Speed Do I Need?

Find a suggested broadband speed for the things your household does online.

Download Time Calculator

See how long a file takes to download and compare different broadband speeds.

Mobile phones

Phone Contract Cost Calculator

Compare a phone contract with buying outright and SIM-only over the same period.