Free tools to help you plan and save
Understand your household costs, explore your mortgage and savings, and make a plan that works for you.
Bills & everyday spending
Subscription Cost Calculator
Add up your subscriptions and see what you could save by cancelling a few.
Household Budget Planner
Add your household income and outgoings to see what’s left each month.
Savings & planning
Savings Calculator
See how regular savings could grow and how much interest you could earn.
Savings Goal Calculator
Set a savings target and see how much to put aside each month to reach it.
Emergency Fund Calculator
Work out a fund to cover your essential costs and see how much you still need to save.
Mortgages & moving
Mortgage Affordability
Explore monthly mortgage repayments with different deposits, rates and terms.
Mortgage Overpayment
See how extra payments could save interest and help you pay off your mortgage sooner.
Home-move Checklist
Create a personalised moving timeline and tick off the essentials before, during and after your move.
Broadband & connectivity
What Broadband Speed Do I Need?
Find a suggested broadband speed for the things your household does online.
Download Time Calculator
See how long a file takes to download and compare different broadband speeds.
Mobile phones
Phone Contract Cost Calculator
Compare a phone contract with buying outright and SIM-only over the same period.
