Mortgage Affordability
Explore monthly mortgage repayments with different deposits, rates and terms.
Your mortgage details
Three quick steps. Results update as you type.
2. Property & deposit
A bigger deposit usually means a better rate.
The full purchase price.
What you’re putting in yourself.
Mortgage amount
Home price minus your deposit
3. Rate & term
Use your quoted rate, or an estimate
Annual rate on the loan.
How long you’ll pay it back over.
Estimated amount paid each month
Where your payments go
Interest charged over the full term
Everything you pay the lender
10% of the purchase price
Amount still owed after interest-only payments
All payments plus your deposit
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Savings & planning
Savings Calculator
See how regular savings could grow and how much interest you could earn.
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Set a savings target and see how much to put aside each month to reach it.
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Work out a fund to cover your essential costs and see how much you still need to save.
Mortgages & moving
Mortgage Affordability
Explore monthly mortgage repayments with different deposits, rates and terms.
Mortgage Overpayment
See how extra payments could save interest and help you pay off your mortgage sooner.
Home-move Checklist
Create a personalised moving timeline and tick off the essentials before, during and after your move.
Broadband & connectivity
What Broadband Speed Do I Need?
Find a suggested broadband speed for the things your household does online.
Download Time Calculator
See how long a file takes to download and compare different broadband speeds.
Mobile phones
Phone Contract Cost Calculator
Compare a phone contract with buying outright and SIM-only over the same period.
